[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.growit.sk\/drzte-si-penazenky-blizi-sa-financny-poradca\/#Article","mainEntityOfPage":"https:\/\/www.growit.sk\/drzte-si-penazenky-blizi-sa-financny-poradca\/","headline":"Dr\u017ete si pe\u0148a\u017eenky, bl\u00ed\u017ei sa finan\u010dn\u00fd poradca","name":"Dr\u017ete si pe\u0148a\u017eenky, bl\u00ed\u017ei sa finan\u010dn\u00fd poradca","description":"Finan\u010dn\u00fd poradca, kto to vlastne je? Sk\u00fasme si teda pribl\u00ed\u017ei\u0165 defin\u00edciu a mo\u017eno trochu motiv\u00e1ciu pr\u00e1ce tak\u00e9hoto \u010dloveka. Spolo\u010dnosti, ktor\u00e9 poskytuj\u00fa finan\u010dn\u00e9 poradenstvo, rast\u00fa ako huby po da\u017edi. To sme naozaj tak\u00e1 bohat\u00e1 krajina, \u017ee si […]","datePublished":"2025-03-01","dateModified":"2025-03-01","author":{"@type":"Person","@id":"https:\/\/www.growit.sk\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.growit.sk\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/390ba47df5874845ef3762ac16ecd0a67f4e30c13cbb7c7ee444ade303aa885b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/390ba47df5874845ef3762ac16ecd0a67f4e30c13cbb7c7ee444ade303aa885b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"growit.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.growit.sk\/wp-content\/uploads\/img_a297432_w16763_t1551110158.jpg","url":"https:\/\/www.growit.sk\/wp-content\/uploads\/img_a297432_w16763_t1551110158.jpg","height":0,"width":0},"url":"https:\/\/www.growit.sk\/drzte-si-penazenky-blizi-sa-financny-poradca\/","wordCount":412,"articleBody":"Finan\u010dn\u00fd poradca, kto to vlastne je? Sk\u00fasme si teda pribl\u00ed\u017ei\u0165 defin\u00edciu a mo\u017eno trochu motiv\u00e1ciu pr\u00e1ce tak\u00e9hoto \u010dloveka.Spolo\u010dnosti, ktor\u00e9 poskytuj\u00fa finan\u010dn\u00e9 poradenstvo, rast\u00fa ako huby po da\u017edi. To sme naozaj tak\u00e1 bohat\u00e1 krajina, \u017ee si ka\u017ed\u00fd \u010dlovek m\u00f4\u017ee dovoli\u0165 svojho s\u00fakromn\u00e9ho finan\u010dn\u00e9ho poradcu? Z \u010doho su vlastne platen\u00ed t\u00edto \u013eudia? S\u00fa v\u00f4bec d\u00f4veryhodn\u00fd?Finan\u010dn\u00ed poradcovia, o ktor\u00fdch je re\u010d, s\u00fa preva\u017ene \u010dlenmi podnikate\u013esk\u00fdch syst\u00e9mov, ktor\u00e9 maj\u00fa charakter pyram\u00eddy. To v\u0161ak e\u0161te nemus\u00ed znamena\u0165, \u017ee sa jedn\u00e1 automaticky o podvodn\u00edka. Znamen\u00e1 to len to\u013eko, \u017ee \u010das\u0165 prov\u00edzi\u00ed, ktor\u00e9 finan\u010dn\u00fd poradca z\u00edskal za svoju pr\u00e1cu, odch\u00e1dza na \u00fa\u010det \u010dloveka, ktor\u00fd je vy\u0161\u0161ie postaven\u00fd ako on. N\u00e1s ako klientov sa tento syst\u00e9m v princ\u00edpe dot\u00fdka\u0165 v\u00f4bec nemus\u00ed.\tAle \u010do produkty, ktor\u00e9 pon\u00fakaj\u00fa?Toto je u\u017e v\u00e1\u017enej\u0161ia z\u00e1le\u017eitos\u0165. Preto\u017ee sa jedn\u00e1 priamo o na\u0161e \u00faspory a na\u0161e financie. Ke\u010f\u017ee t\u00edto finan\u010dn\u00ed poradcovia nemaj\u00fa pevn\u00fd pr\u00edjem, ale ako mnoh\u00ed in\u00ed obchodn\u00edci s\u00fa platen\u00ed prov\u00edznym syst\u00e9mom, \u010di\u017ee z ka\u017edej uzavretej zmluvy maj\u00fa ur\u010dit\u00fa prov\u00edziu, ide im samozrejme o to, aby z\u00edskali \u010do najviac klientov a urobili \u010do najviac zml\u00fav. Je to ve\u013emi podobn\u00e9 ako ke\u010f pr\u00eddete do niektorej pois\u0165ovne a pr\u00edtomn\u00fd zamestnanec sa sna\u017e\u00ed presved\u010di\u0165 v\u00e1s na niektor\u00fd ich pois\u0165ovac\u00ed produkt.\tFinan\u010dn\u00e9 portf\u00f3lioMnoho finan\u010dn\u00fdch poradcov sa sna\u017e\u00ed vytvori\u0165 takzvan\u00fd finan\u010dn\u00fd pl\u00e1n. My\u0161lienka je to ve\u013emi zauj\u00edma a teoreticky aj funguje, ale \u017eia\u013e, len teoreticky. Preto\u017ee na z\u00e1klade tabuliek a r\u00f4znych predpokladan\u00fdch pl\u00e1nov by sa na\u0161e \u00faspory mali vr\u00e1ti\u0165 a dokonca zarobi\u0165 v ur\u010dit\u00fdch \u010dasov\u00fdch intervaloch. Av\u0161ak probl\u00e9m okam\u017eite nast\u00e1va vtedy, pokia\u013e po nieko\u013ek\u00fdch rokoch zist\u00edte, \u017ee spolo\u010dnos\u0165, cez ktor\u00fa ste investovali ve\u013emi neprofituje. A tento scen\u00e1r je takmer zaru\u010den\u00fd pre pre be\u017en\u00e9ho \u010dloveka. Pokia\u013e sa sami neorientujete na finan\u010dnej burze a neobchodujete s t\u00fdmito prostriedkami, spolo\u010dnosti, ktor\u00e9 v\u00e1s zastupuj\u00fa na finan\u010dnom trhu, myslia v prvom rade na seba. Klient, teda oby\u010dajn\u00fd \u010dlovek, je pre nich na poslednom mieste.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dr\u017ete si pe\u0148a\u017eenky, bl\u00ed\u017ei sa finan\u010dn\u00fd poradca","item":"https:\/\/www.growit.sk\/drzte-si-penazenky-blizi-sa-financny-poradca\/#breadcrumbitem"}]}]